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4 min · Updated 17/08/2026

When should I arrange follow-up financing?

Many owners look at this only a few months before the fixed-rate period ends. A little more lead time creates calm.

A realistic timeline

A first look three to five years before the end of the fixed-rate period leaves time to compare options and, if useful, secure conditions in advance.

What you need

  • Current loan agreement
  • Remaining debt at the end of the fixed-rate period
  • Current instalment and extra repayment options
  • Your plans: stay, renovate, sell?

Send me your key figures or call – I will look at your situation.

Hamed Ghayour