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4 min · Updated 17/08/2026

Which side costs arise when buying property in Germany?

Beyond the purchase price, further costs arise. Planning them early avoids gaps in the financing.

The usual items

  • Property transfer tax – depends on the federal state
  • Notary fees for the deed and its execution
  • Land registry fees
  • Agent commission, where an agent is involved
  • Moving, renovation and first purchases

Why timing matters

Side costs arise early, often before the loan is paid out, so they should be planned separately in your liquidity.

In a conversation we calculate your side costs for your specific project instead of using flat assumptions.

Hamed Ghayour