5 min · Updated 17/08/2026
How can I finance modernisation work?
Modernisation rarely has a single trigger, which makes a clear order all the more important.
Sort the measures first
What is urgent and what can wait? This separation helps set a realistic budget and tailor the financing.
Financing routes
- Own funds for smaller measures
- Modernisation loans for mid-sized projects
- Integration into an existing mortgage
- A Bauspar contract as a preparatory component
- Checking available subsidy programmes
As a certified modernisation advisor (BVGEM e. V.) I am happy to go through your project step by step.